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About Us

The Royal Crest name has been part of the Miami Valley for almost 100 years and represents a proud legacy of business and entrepreneurship.

The Royal Crest name was first used in 1930 when O.G Huffman started the Royal Crest Dairy.  It was located on Salem Ave. in Dayton, OH and existed from 1930-1988.  The dairy was one of the largest producers of dairy products in the Miami Valley.

In 1947 Royal Crest Distributors, Inc. was formed as a distributor of various agricultural products.  It was located in Clayton, OH.  In 1956, Gene Cox of Arcanum, OH became partner in the Royal Crest Dairy and  the distributorship.  Eventually, he became the sole owner and moved the operations to Greenville, OH in 1985.  This business continues today and is evolved in various commercial ventures. 

Royal Crest Farms was started in 1958 and owned several farms in Darke County, OH.  One the farms consisted of a large milking operation.  It was a popular host throughout the 1960’s and 1970’s to school children from Dayton and the surrounding area who wanted to experience farm life.   Another farm included a large hog operation and housed over 15,000 hogs. It operated in conjunction with a major animal feed distributor and supplied pork products to packers throughout the Midwest.

In 1993, Royal Crest Marketing Inc. d/b/a Royal Crest Agency was founded in Tipp City, OH by Philip & Lois Cox as an independent insurance and financial agency.  It provides advisory services to a wide range of personal and commercial clients.  Royal Crest Properties, LLC was formed in 2005 as a commercial property management company.  One of its properties includes the former federal post office building in historic downtown Tipp City, OH.

Today, Brandon Cox and Kevin Cox are managing partners in the various Royal Crest operations.  Their business heritage and educations help continue the Royal Crest name and entrepreneur spirit in the Miami Valley.

An Independent Advantage

We are Independent Agents in Tipp City, Ohio, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Royal Crest Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

Maurya provided us excellent service...

Angela S

Great Service.

Faye F

I always get a prompt, personal response to all of my questions/concerns...

Abbey O

Flawless claim process and scheduling of work.

Gary J

Quote was so good ended up switching all my insurance over to Royal Crest.

Harold C
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